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ICBC No Fault Insurance = WCB/Worksafe for Car Accidents

The recent announcement by the NDP of a complete overhaul of ICBC into no fault insurance is not fully understood by most British Columbians. In fact, the NDP has completely duped the public into believing that this is a good thing. Only ICBC and the NDP will benefit from no fault insurance. One of the…

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The ICBC Fraud of No-Fault Insurance- Blame the Innocent

No-Fault auto insurance means ICBC will profit by letting guilty drivers get away with killing and maiming the innocent. The history of no-fault auto insurance in other jurisdictions shows a callous disregard for human life. Profit over quality of life. If you are a bad driver and cause of your own disability and the disability…

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Is My ICBC Claim Capped 2019?

British Columbia now has a cap for minor injuries sustained in car accidents after April 1, 2019. If you’ve been injured in an auto accident some of your ICBC compensation might be capped or reduced if you have private insurance. There is no injury cap for car accidents before April 1, 2019. How Much My…

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Big Changes to ICBC Injury Claims

The 2019 changes to ICBC benefits not only affect car accidents after April 1, 2019 but also all accidents before April 1, 2019. These changes affect claims in different ways. Ask your ICBC adjuster to explain in writing how the changes to ICBC affect your claim for ICBC benefits. Take time to read and understand…

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ICBC Statement Results in Breach of Insurance

Statements made to ICBC and the police without a lawyer generally ends poorly. This claimant was found to be not covered by ICBC for injuries because of her ICBC statement and testimony. Indemnity under a policy of insurance with ICBC was sought by the claimant.  ICBC denied coverage saying the claimant permitted an impaired person…

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Time Limits for ICBC Claims and Settlements

When it comes to settling personal injury claims, car accidents involving ICBC have several unique limitations, deadlines and time limits.  Do not let the ICBC adjuster bully you into to settling your case too early. ICBC adjusters may try to raise concerns about expenses and legal costs to have you pursue your claim without a legal advocate. ICBC…

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Government Auto Monopoly ICBC to Control Access to Medical Care

The growth of auto insurance giant ICBC has come at greater cost than just higher car insurance premiums. It has meant losing patient rights and control over access to proper medical care. Innocent victims of personal injury can expect less medical coverage after April 1, 2019, especially if they have been paying for the benefit of…

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ICBC Punishes Purchase of Private Disability Benefits: Rethinking Insurance Coverage

Drivers in BC are required by law to purchase insurance coverage through ICBC, which includes accident injury benefits. Yet the insurance coverage often never gets paid out requiring purchased private insurance be used first. The premiums you pay for private coverage are a total loss and the result is a reduction in the value of…

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NDP New Law Assumes Injuries are all Minor for Auto Victims

On November 9, 2018 the NDP Coalition government released their ICBC Minor Injury Claim laws to take effect April 1, 2019. These laws pre-set compensation for pain and suffering to an injury cap maximum of $5,500 for all accident’s injuries after April 1, 2019 unless proof of serious impairment is presented. Given the complexity of the new…

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Retroactive Increase in ICBC accident Benefits Bad for Victims

At first glance, the increase in ICBC accident benefits from $150,000 for each vehicle accident to $300,000 appears to be a positive change for innocent victims of auto accidents. In fact this change will only benefit those drivers that are at fault for causing the car accident injuries. How is this possible? Read on. Important to…

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